Reduce the cost and hassle of Cash.
Q&A Payment Solutions helps multi-site businesses optimize the management of physical cash across their entire estate.
From cash ordering and provisional credit to armored car management, SmartSafe solutions, and cost optimization, we bring your banks, couriers, and equipment together through one coordinated solution.
Keep control of your cash operations, improve financial accountability, and build a program that works for every location.
PROVEN RESULTS
Trusted by multi-site operators since 2002
Managing physical cash across a large retail estate shouldn't mean managing disconnected banks, couriers, equipment providers, and reporting processes.
Q&A Payment Solutions brings these elements together, giving Treasury teams greater visibility, stronger financial controls, and the flexibility to optimize cash management at every location.
From tracking deposits and change orders to validating courier services and optimizing collection costs, we help you turn complex cash operations into a more controlled, measurable, and efficient process.
39%
Average armored car cost reduction
100%
Success rate on cost reduction projects
2002
Serving our multi-site clients for over 20 years
One stop solution for all issues with your cash
Change Ordering
One uniform cash-ordering process for every location, whatever the bank or courier, with connections to multiple banks.
Armored Car Issue Reporting
One point of reporting for all your couriers, with every missed pick-up or service issue tracked to resolution.
Pick-Up & Delivery Tracking
See what was picked up and delivered at every location, so discrepancies surface before they cost you.
Provisional Credit
Get credit for deposits sooner. Works with any courier and any SmartSafe or recycler.
SmartSafe Solutions
Manage change orders and pick-ups from your SmartSafe, and get the program working economically and operationally.
Armored Car Cost Reduction
An average 39% reduction in spend, with a 100% success rate across our projects.
I would certainly recommend Q&A to any multi-site operator. They really do reduce the cost and hassle of cash.
TREASURER, Multi-Site Operator
Who we serve
Multi-site operators that handle physical cash: retail chains, casinos and gaming, restaurants, convenience stores and entertainment operators.
Frequently asked questions
What does Q&A Payment Solutions do?
We help multi-site businesses manage physical cash across every location: change ordering, armored car issue reporting, pick-up and delivery tracking, provisional credit, SmartSafe programs and armored car cost reduction. We bring your banks, couriers and equipment together in one coordinated solution.
Who do you work with?
Multi-site operators that handle physical cash, including retail chains, casinos and gaming, restaurants, convenience stores and entertainment operators. We've served multi-site clients since 2002.
How much can we save on armored car costs?
Our clients see an average 39% reduction in armored car spend, and we have a 100% success rate on cost reduction projects. Our software tests 147 collection permutations against each location's operational constraints to find the best schedule.
How does the cost review work?
It starts with a confidential, no-obligation audit of your current costs and procedures. We show you exactly how and why we'll deliver the savings before anything changes. Then we implement the agreed strategy and manage every change with the relevant stakeholders.
What is provisional credit? Is it ACH?
Provisional credit gives you the value of cash deposited into your safe on the next working day. It's true provisional credit through a national bank, not an ACH solution, and it works with any courier and any SmartSafe or recycler.
Do you work with any bank or courier?
Yes. Change ordering works with multiple banks through one standard process. Issue reporting and pick-up and delivery tracking work with all couriers, national and regional.
What happens when an armored car misses a pick-up?
The location reports it in a few clicks. Our team works the case with the courier and the bank and seeks credit or a recovered service, so you only pay for services you actually receive.
Can you help with a SmartSafe program?
Yes. We source equipment directly from manufacturers and use modelling software to match each safe to the location's cash volumes. We also make sure your courier, bank and equipment work together. Our process lets staff place and pay back change orders at the safe.
Find out what you could save
A confidential review of your armored car costs, with no obligation. We'll show you how and why we'll deliver the savings before anything changes.


